Terms and Conditions - Small Business Training Hub

Last updated 6 October 2026

These terms apply when you use this website (sbth.co.nz), create an account, or purchase any course or programme from Small Business Training Hub Ltd ("SBTH", "we", "us", "our"). By creating an account or purchasing a course, you agree to these terms. If you don't agree, please don't use the site or purchase a course.

About us

Small Business Training Hub Ltd is a New Zealand company providing plain-English, practical training on payroll, bookkeeping, GST, and small business compliance topics, aimed at small business owners, bookkeepers, virtual assistants, and accountants.

Our courses

We offer a range of courses and programmes, from standalone short courses to full training programmes (such as Payroll Essentials). Course content, format, and access period vary by course - the specific access period for each course is stated on the course page at the time of purchase.

Accounts and login

To access a course, you'll need to create an account with a username and password. Keep your login details confidential - you're responsible for activity that happens under your account. Let us know immediately if you suspect unauthorised use of your account.

Purchases and payment

  • Prices are shown on the website in NZD and are exclusive of GST, unless stated otherwise on a specific course page. 
  • Payment is processed securely through Stripe, or by invoice on request. 
  • We don't store your full card details - these are handled directly by Stripe under its own security standards.
  • Access to a course is generally granted once payment is received in full, unless otherwise agreed (for example, on approved invoice terms). 

Course Curriculum

Our courses are designed and kept up to date by SBTH. We may update, reorder, replace or retire lessons, videos, workbooks and resources at any time, for example to reflect changes in the law, Inland Revenue rates or good practice. If we update a lesson during your access period, you'll get the updated version. Course content is general education about New Zealand payroll, employment and compliance topics. It isn't legal, tax or financial advice for your situation, so check current requirements with Inland Revenue, Employment New Zealand or a qualified adviser before you act.

  • Course access is for your own learning, or for the people named in a single-organisation purchase. It can't be shared with anyone else.
  • How you may use course videos, workbooks, handouts and other materials is set out in the Intellectual property section below.


Course access

Each course has its own access period, shown on the course page when you purchase. Once that period ends, you may lose access to the course content unless you repurchase or renew, where that option is available. It's your responsibility to complete the course within the stated access period.

Refunds and cancellations

Because our courses are digital and access is granted immediately on purchase, we don't offer refunds once a course has been accessed. If you haven't yet accessed a course and have a genuine reason for requesting a refund, contact us at hello@sbth.co.nz and we'll consider it on a case-by-case basis. This doesn't affect any rights you have under the Consumer Guarantees Act 1993 that can't legally be excluded (for example, if a course is faulty or not as described).

Certificates

Learners who complete a full programme (such as Payroll Essentials) receive a certificate of completion. Certificates aren't issued for smaller standalone courses. A certificate confirms completion of the programme content - it isn't a formal accreditation or qualification.

Intellectual property

All course content, including videos, workbooks, handouts, templates, quizzes, slides and transcripts, is owned by SBTH (or used with permission) and is protected by copyright. Your purchase gives you a personal, non-exclusive and non-transferable licence (or a single-organisation licence for the people named in the purchase, where relevant) to use the content for your own learning during your access period. You may download and print the workbooks and handouts we make available, and keep your completed workbook for your own reference after your access ends. You must not:

  • share, post or upload course materials, in whole or in part, to any website, social media, file-sharing service, group or forum
  • upload, submit or input course materials (including workbooks, handouts, templates, slides or transcripts) into any AI tool or platform (such as ChatGPT, Claude, Gemini or similar), for any purpose, including creating summaries or other content
  • record, copy or redistribute course videos
  • share your login or course access with anyone else
  • use course materials to train others, for any commercial purpose, or for public display
  • resell or transfer the materials to anyone else
  • remove copyright notices from any materials.

If these terms are breached, we may suspend or end your access without a refund, withhold or cancel your certificate, and require the material to be removed, including by sending takedown notices to the platforms hosting it. We may also take any other action available to us by law.

Your own notes. The notes and answers you write in your workbook are yours. You can use them in your own work, as long as you don't reproduce our course content.

Privacy and email marketing

We handle personal information in line with the Privacy Act 2020 - see our separate Privacy Policy for details on what we collect and why. If you sign up for email updates, we'll only send marketing emails with your consent, and every email includes an unsubscribe link, in line with the Unsolicited Electronic Messages Act 2007. We don't send our own newsletter: newsletters are sent by our umbrella brand, The Ontrack Group. If you tick the newsletter box on one of our forms, we pass your name, email address and, if you gave it, your role to The Ontrack Group so it can send you its newsletter. Newsletter sign-up links on this website also take you to The Ontrack Group's website. See our Privacy Policy for details.

Using our website

Website content is owned by SBTH or used with permission. You may view and reference it for personal or business use, but not copy, republish, or reverse-engineer any part of it for commercial purposes without our permission. We may update website content at any time without notice.

Limitation of liability

We provide our courses and website with reasonable care and skill. To the maximum extent permitted by law: 

  • We're not liable for indirect or consequential loss (such as loss of profits or business decisions made based on course content) arising from your use of our courses or website. 
  • Our total liability for any claim is limited to the amount you paid for the specific course giving rise to the claim. 
  • Nothing in these terms limits any rights you have under the Consumer Guarantees Act 1993 or Fair Trading Act 1986 that can't lawfully be excluded.

Complaints

If something's not right, contact us at hello@sbth.co.nz and we'll do our best to sort it out. If we can't resolve it between us, you may have the option of seeking independent advice or, where relevant, raising it with the Disputes Tribunal.

Changes to these terms

We may update these terms from time to time, including to reflect changes in the law or how we operate. The current version is always available on our website.

Governing law

These terms are governed by the laws of New Zealand, and any disputes are subject to the jurisdiction of the New Zealand courts.

Privacy Policy

Read more on Privacy Policy here.

Cookie Policy

Read more on Cookie Policy here.

Contact Us

Small Business Training Hub Ltd
Email: hello@sbth.co.nz

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